"True financial confidence comes from knowing every dollar has a purpose. A well-designed financial plan helps you avoid costly mistakes, uncover hidden opportunities, and ensure your money is working for you—not the other way around. The value you gain can far exceed the fee, giving you clarity, peace of mind, and the freedom to focus on what truly matters."
Know exactly where your income will come from and feel confident it will last
Keep more of what you’ve earned by strategically managing your tax bill
A disciplined, evidence-based approach designed to keep you on track while minimizing unnecessary costs
Reduce taxes in retirement and leave a bigger legacy to your loved ones
Align your portfolio with your goals while minimizing unnecessary costs
Make the most of your benefits by choosing the best claiming strategy for you
Avoid surprise costs and make informed decisions about your health coverage
Ensure your family and assets are protected against the unexpected
Feel in control of your money and gain financial flexibility
Stay on track, avoid emotional mistakes, and build lasting financial confidence
Support causes you care about while making the most of tax-efficient giving
Make sure your wealth transfers smoothly to the people and causes that matter most
Reduce unnecessary taxes and maximize your lifetime wealth
At Ignite Financial, we use a complexity-based flat fee so you pay only for the planning you need. Our Fee Calculator provides a general estimate based on your financial complexity. For an exact figure, we’ll discuss your goals in a personal consultation, ensuring you get what you need.
Complex scenarios may incur extra fees, including stock compensation (RSUs, options), deferred comp, significant student loans, or advanced estate planning. If these apply, we’ll factor them in to ensure you receive specialized guidance without paying for extras you don’t need.
Your investible assets include after-tax accounts (checking, savings, brokerage), retirement funds (401(k), IRA), and other holdings like HSAs, 529s, or annuities. We aim for a fair, customized plan. For details or a personal assessment, contact us anytime.
You’ve used our Fee Estimate Calculator—great first step! Whether you’re saving for retirement, managing investments, or clarifying options, personal guidance is key to real peace of mind.
Ignite Financial helps you navigate complex finances with a tailored plan. Book a free consultation to secure your future—our Certified Financial Planners are ready to help. Let’s make your money work for you.
Sending your kids or loved ones to college is a big decision. Thankfully, there are many strategies that can be utilized depending on your unique situation. At Benchmark Financial, we aid in establishing and implementing a suitable plan of action for you and your teenager.
If you hold investments, they will be taxed in various ways. We help optimize investment and withdrawal strategies to minimize the taxes you will pay throughout your pre-retirement and retirement years. You will be kept up-to-date on new tax polices and how they may, or may not, impact your tax situation.
If you have money in any of the following account types listed here, please reach out as we may be able to help you pay less in taxes.
Everyone has their own unique goals when it comes to investing. We are here to help you achieve those goals in the most stress-free environment possible. Here is a brief overview of our proven investment strategy:
There is a single factor that has been shown to be correlated with higher returns—low fees. A study conducted by Morningstar® concluded that the expense ratio, or annual cost, of a fund is the only dependable predictor of future performance.1
By dividing your investments across different asset classes (e.g. bonds, U.S. stocks, international stocks) rather than putting all your eggs in one basket, you can reduce risk by letting one part of your portfolio cushion the blow if another part goes down.
Markets consistently fluctuate as speculation and basic human psychology influence investor behavior. Despite this volatility, the overall market has produced a 10.2% gross average return in the last 89 years.
The primary goal of insurance is to mitigate risk and put some of your worries at ease. At Benchmark Financial, we help determine which insurance policy best suites your unique situation. Moreover, we help determine if you are carrying a policy that you actually don’t need — this is where a lot money can be saved.
If you have an existing policy or policies, we take a look at all the relevant details. We make sure that the amount of coverage you have is appropriate, that you are maintaining the correct deductible, and more.
But many times you may be overinsured and not know it. For example, if you have a healthy emergency fund, you probably don’t need a $500 deductible on your auto policy. This means you are wasting valuable money on a product which could be better utilized elsewhere; such as investment products that earn interest.
Preparing your estate to transfer to your heirs can be cumbersome. That’s why we help you to determine how your assets will transfer in the most tax efficient way possible. That means we look at your entire portfolio, including investments, real estate, business interests, and more.
